Life is full of many changes, and some of the most unpleasant ones can be related to the health of you and your loved ones. When your loved one needs to be moved into a nursing home for skilled nursing care, finding the money to pay for it can be difficult. Medicaid is one of the places that many families turn, but it can be overwhelming to deal with securing funding that your loved one needs without the right partner for Medicaid planning in York, PA. At Bellomo & Associates, LLC, we work with families just like yours to prepare for anything that the future holds. 

What Does It Cost to Get Quality Long Term Care?

Nursing home care, in-home health care, and skilled nursing services are very expensive. Many adults underestimate the cost when planning for the future. In reality, it costs $10,000-12,000 a month for an average nursing home. If you want something even higher quality or with a smaller nurse-to-patient ratio, you will need to spend more than that. The government requires people to foot the bill for nursing home care until their savings has dramatically dwindled, and the only way to avoid this is through Medicaid planning in York, PA.

 

Medicaid has strict eligibility requirements, and many people do not meet them immediately. Each state has set income and asset requirements that must be satisfied before you can access benefits. Working with an attorney for Medicaid planning in York, PA is the best way to ensure that you and your loved ones are prepared.

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What Rules Does Medicaid Require You to Follow?

While we can assist with many types of estate planning, we have a wealth of experience working with Pennsylvania residents for Medicaid planning in York, PA. Pennsylvania, unlike some states, does not have means testing for nursing homes or an income cap limit that you need to fall under. If your income is over $2,205 a month, you must have assets under $2,400. If your income is under $2,205 you can have assets up to $8,000. A home and car are exempt, and there are other things to consider when calculating eligibility.

 

When you have a spouse, income and asset calculation can also be complicated. There will be a higher number of assets that you can have, but the number will still be capped. When you work with our team for Medicaid planning in York, PA, you can rest assured that you will be able to protect as many of your assets as possible. We have years of experience and understand federal, state, and local laws that might factor into your planning process. We want to help you protect your assets while still getting the level of care that you deserve, and Medicaid planning is the best solution.

Where Can I Find Medicaid Planning in York, PA?

Bellomo & Associates, LLC is proud to be an experienced living trust and Medicaid attorney in York, PA. We know how stressful the Medicaid and estate planning processes can be, so we simplify the process and work hard to get your documents prepared in an efficient fashion. We have assisted local residents in transferring their assets and completing the estate planning process for over a decade, and we work hard to keep our great reputation in the community. We are both compassionate and effective. To schedule your initial consultation or learn more, call us today at 717-845-5390.