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Medicaid is a government program that provides health coverage to individuals, and it is the leading payor of skilled nursing facility care in the United

In the mid-90’s, my grandpa Bellomo was diagnosed with Alzheimer’s Disease, and I remember watching him progress through the stages of this disease and thinking

Over my career as an estate planning and elder law attorney, I swear I have seen just about everything. I cannot remember a fact pattern that

A hot topic among our clients is the proposed amendment to the Federal Lifetime Gift & Estate Tax Exclusion and how it may affect their

The bottom line is that LTC (long term care) insurance has come a long way. There are new types of LTC insurance and even a

Trusts are a major tool in estate planning. Trusts can be used for disability planning, probate avoidance, asset protection, and/or tax planning. Given the high

Isolation is something that many seniors experience on a regular basis. However, with the COVID pandemic, that isolated feeling is more common than ever. Today,

I have never had a client tell me that they want to go to a nursing home. Almost daily in my practice I hear that

Growing up Italian is something I am very proud of. I love my family with all of my heart. The last name Bellomo means the

If I had a quarter for every time, I was asked this question I would have a lot of quarters for sure. Many LTC (long

More and more, as our population ages, many of us are taking care of aging spouses or parents. According to the Mayo Clinic, 33% of

This question is by far the most asked question that we receive in our office. However, there is absolutely no standard or right answer for