“When it comes to retirement, a checklist is the best way to tackle this difficult subject. It can also put things into perspective.”

Forbes’ recent article, “How Much Do You Need To Retire: 4 Things For Your Checklist,” provides some of the items that need to go on that list.

Decide on your retirement age. This is easiest for many people, but the age you choose should align with your retirement savings and Social Security benefits. At a minimum, use Social Security payments as a baseline for your retirement income.

What kind of retirement lifestyle do you want? Jot down your estimated retirement expenses, like housing, food, insurance, medical expenses and a Medigap policy. The better you plan these estimates, the more you can project your lifestyle expenses.

Do you have a savings plan in place? Save at least 15% of your annual income, and you'll probably be able to handle most of your retirement expenses. Use a retirement calculator to see if you'll attain your savings goals.

Call an expert, because this is complicated. Most of us think, "I got this." A can-do attitude is great, but when it comes to retirement planning, a professional will be able to help you create a realistic plan that might address things that you simply aren’t aware of. Your life will go through any number of changes, like a new career, health issues or a divorce. Plan for these and other variables by drafting a secure plan with an estate planning attorney.

Reference: Forbes (February 13, 2017) “How Much Do You Need To Retire: 4 Things For Your Checklist”