York, Pennsylvania – Capital of the United States, and More!

4287048_PA_YorkDid you know that York has a rich history and has played an important role in a number of historic events, beginning with the revolutionary war and post-war America?

York was founded in 1741. During the winter of 1777-1778, when Washington’s army was encamped at Valley Forge and the British occupied Philadelphia, the capital of the young United States, the Continental Congress convened in York, where they adopted the Articles of Confederation, the first attempt at a constitution of sorts. As a result, some Yorkers claim that York was the first capital of the United States (which most historians dispute).

There is a bell, known as the York Liberty Bell, which is housed at St. John the Baptist Episcopal Church on North Beaver Street, which visitors can “bong” with a mallet to this day. That bell was dragged to the town square in July 1776 to announce the signing of the Declaration of Independence, and was rung to announce sessions of the Congress while sitting in York.

York was also the site of major intrigue in the winter of 1777-78. General Washington’s army had been badly beaten in several battles in 1777. By contrast, General Horatio Gates had been instrumental in winning the battle of Saratoga in New York. Some generals and politicians began to talk of replacing General Washington as commander of the Continental Army with General Gates.

This “plot” (it likely never really reached the level of a plot), known as the “Conway Cabal”, culminated in a banquet at the Gates House in York, the headquarters of General Gates while in York. The Marquis de Lafayette, a close friend and confidante of General Washington, was invited to the banquet. According to Lafayette’s memoir, he proposed a toast: “Gentlemen, there is one thing you have forgotten; I propose a toast to our Commander-in-Chief General Washington. May he remain at the head of the army until Independence is won.” That toast, which honor required those in attendance to join, brought an end to the conspiracy. [Sources: www.ushistory.org/march/other/cabal.htm; Living Places, www.livingplaces.com/PA/York_County/York_City/Golden_Plough_Tavern.html ] There is a statue of General Lafayette hoisting a cup outside the Gates House on West Market Street in York City.

Later, in 1781, General “Mad” Anthony Wayne set up headquarters in York to recruit for the campaign in Virginia, which ended in the surrender of Lord Cornwallis to General Washington’s troops at Yorktown, Virginia on October 19, 1781. Yorktown was the last major land battle of the war, assuring overall American victory and independence, and essentially ending the war (though it did not formally end until the Treaty of Paris was signed in 1783).

Many of us are completely unaware of York’s long history. To get a better understanding of York’s role in our country’s early history, and more, visit the Golden Plough Tavern/Gates House and the York County Historical Society. They are well worth the time. Also, to get an excellent lesson on York’s significant industrial and agricultural heritage, be sure to visit the York County Agricultural & Industrial Museum. It is one of my grandson’s favorite places (especially the full-sized working water wheel).

Bill Poole

 

Medicare, Medicaid, and Long-Term Care Planning

Care-3031259_640 (2)Many people are confused about the difference between Medicare and Medicaid as it relates to paying for long-term care. Although both provide for medical care, they are very different.

Medicare is an entitlement program for everyone at age 65 (or for certain disabled people, regardless of age). Medicaid, on the other hand, is a public assistance program designed to help people with limited assets pay for medical care. Medicaid applicants must meet certain strict income and asset guidelines.

Medicare is run entirely by the federal government, while Medicaid is a joint federal-state program. Each state has its own Medicaid system; thus, the eligibility rules (and sometimes even the name) vary from state to state. However, each state must adhere to federal guidelines.  Medicare does not cover long-term nursing home care.

Part A covers only up to 100 days in a skilled nursing facility, and only if the patient has been admitted to a hospital for at least 3 days. Worse, from days 21-100, the individual must make a daily copayment (the amount changes every year – in 2019 it is $170.50 a day), and it is quite difficult to qualify for those extra days.

Medicaid pays for all of one’s nursing home care if the person’s assets and income are below that state’s guidelines. However, do not be discouraged; if they exceed the state limits, steps can be taken to still be eligible, but care must be taken. There are many traps for the unwary.

For example, giving away one’s assets can be disastrous. If an applicant or spouse gives away assets within 60 months before applying, the applicant will suffer a significant penalty period, during which time the applicant is ineligible for Medicaid benefits; the larger the total of all gifts, the longer the penalty. However, through proper planning with a qualified elder law attorney who is versed in the rules of Medicaid eligibility, those who need skilled nursing care can become Medicaid eligible relatively quickly without having to spend down all of their assets.

The sooner you start planning, the better your chances of getting the care you need most while protecting much, if not all, of your assets. Join us for one of our upcoming workshops to discover what you need to know to get the process started.  You’ll find dates, times and locations here! 

Here's What Candy Came Out the Year You Were Born – Gen-Z and iGeneration Edition

Candy-286664_640After seven decades of sweet, salty, and sour goodness, we have info on which candy came when. This segment will address candy from the Gen-Z (1995-2015), iGeneration (2015-to present) (also known as the Post-Millennial, Founder, Plural, and Homeland), and Generation Alpha (2015-present) generations, which saw the creation of some pretty iconic candy.

1998 – Baby Bottle Pops. These bad boys were popular in the early 2000s. Licking the lollipop, flipping it around, and shaking it like crazy until it was coated in sweet sugar was incredible to me as a child (as still is today, to be honest). And the song was just too catchy. Baby Bottle Pop, Baby Bottle Pop… ♪♫

1999 – Jolly Rancher Lollipops. Advertised as offering “even longer-lasting flavor than Jolly Rancher Hard Candy,” these lollipops give you a bigger and better way to enjoy your favorite hard candy. They come in the same flavors as the original small pieces: apple, watermelon, cherry, and pink lemonade.

2001 – Harry Potter Bertie Bott’s Every Flavor Beans. In 2001, the first Harry Potter movie, Harry Potter and the Sorcerer’s Stone (or Philosopher’s Stone, depending where in the world you’re located) hit theaters and people everywhere went crazy. In response to the growing phenomenon that was (and still is) the Harry Potter fandom, Jelly Belly released Bertie Bott’s Every Flavor Beans, modeled after one of the most popular candies in the magic world. Now even muggles could enjoy snacking on Rotten Egg, Earthworm, and Buttered Popcorn flavored jelly beans.

2002 – Dulce de Leche Caramel M&M’s. In 2002, Mars responded to the growing Hispanic market in the US by releasing a new flavor of M&M’s: Dulce de Leche. Their time is stores was fairly short, but maybe one day these sweet candies will make their return.

2003 – Hershey’s Kisses Special Dark. While they were originally released in 2003 as a limited edition product, these babies were so popular that they remain on shelves today. Our guess is it’s because of the dreamy taste of Hershey’s sweet dark chocolate (and rumors that dark chocolate is good for you).

2004 – Wonder Ball: SpongeBob Edition. Wonder Ball was originally released in the 1990s before leaving shelves for a few years. In 2004 it was introduced again, this time SpongeBob SquarePants-themed and filled with little candies instead of a plastic toy.

2006 – Reese’s Crispy Crunchy Bar. This candy takes all the best elements of candy bars and combines them into one perfect bar: crispy, crunchy, chocolatey, and peanut buttery. It has a flaky peanut butter core, covered by a layer of peanut butter, topped with chopped peanuts and a milk chocolate coating.

2007 – Reese’s Whipps. Reese’s Whipps were introduced to the candy market as a healthier alternative to the traditional candy bar (if such a thing exists). Filled with a fluffy peanut butter-flavored nougat and a layer of peanut butter candy, this bar is “lighter than air” and has 40% less fat than regular chocolate candy.

2009 – Hershey’s Thingamijig. Released in 2009 as a limited edition sister bar to Hershey’s Whatchamacallit, Thingamajig bars were made of cocoa-flavored rice crisps topped with a strip of peanut butter and then covered in a layer of Hershey’s chocolate.

2010 – Take 5. In 2010 Hershey’s was telling its fans to relax, take a break, and eat some chocolate. With layers of sweet, salty, and chocolatey goodness, this candy bar contains peanuts, so it’s healthy, right?

2011 – Dubble Bubble Painterz Mouth Coloring Bubble Gum. Introduced to the candy market for Halloween in 2011, this Dubble Bubble gum came in five different flavors and colors and turned your mouth into the color of the gum you were chewing.

2012 – Nestlé Crunch Girl Scout Cookie Candy Bars. Released in 2012, these candy bars caused Girl Scout Cookie lovers (read: everyone) everywhere to rejoice. For the first time ever, you could enjoy the magical deliciousness of your favorite cookies all year long. The chocolate wafer bars come in three flavors, Peanut Butter Creme, Caramel & Coconut, and Thin Mints, and are modeled after the three most popular Girl Scout Cookies.

2015 – Hershey’s Candy Corn Bars. Although available in bite-size portions in years past, 2015 was the first year this candy hybrid was sold in full-size bars. The white chocolate bar is speckled with orange and yellow candy bits, giving the appearance and taste of everyone’s favorite Halloween candy: candy corn.

So, there you have it. Pick your favorite from any and every generation and enjoy!

 

Excerpted and adapted from Shana Lynch in Redbook Magazine.

Here's What Candy Came Out the Year You Were Born – Gen-X and Millennial Edition

Sharon-mccutcheon-530229-unsplashAfter seven decades of sweet, salty, and sour goodness, we have info on which candy came when. This segment will address candy from the Gen-X (1965-1980) and Millennial (1981-1996) generations. Although not quite as active in candy invention as during the Baby Boomer generation, these generations saw the creation of some pretty impressive new candy.

1966 – 100 Grand. Formerly known as “$100,000 Bar,” these chocolate bars were named after a popular game show in the 1960s and have been a fan-favorite ever since.

1966 – Razzles. These babies are the best of both worlds: candy AND gum, a combination that mystifies children. Although they were only offered in raspberry in 1966, today Razzles are available in a wide variety of flavors, including Gushin’ Grape, Luscious Lemon, and Tangerine Orange.

1970 – Snickers’ Munch Bar. Introduced in 1970, this candy bar is known today as simply “Munch” and has been a chocolate-peanut butter classic for decades.

1971 – Laffy Taffy. At their introduction in 1971, these fruit-flavored taffies were used as a way to promote a movie that was just coming out. However, because they continued to be popular once the movies left theaters, they have been produced ever since.

1974 – Pop Rocks. These bad boys were developed in 1956 by scientist William A. Mitchell, but weren’t released to the public until 1974. Using little air pockets of carbonation that melt in your mouth, these candies leave a mild crackling and popping sensation in your mouth (and can produce some pretty spectacular effects when mixed with certain sodas).

1976 – Jelly Belly. Though this company had been around for decades, it wasn’t until 1976 that the breakthrough recipe for Mini Jelly Beans allowed for these colorful beans to be produced. The original flavors included Root Beer, Green Apple, Licorice, Cream Soda, Lemon, Tangerine, Very Cherry, and Grape.

1978 – Reese’s Pieces. Created as a way to maintain popularity levels for Reese’s Peanut Butter Cups, Reese’s Pieces were originally produced in 1978 and became extremely popular after being featured in the movie E.T. the Extra-Terrestrial in 1982.

1979 – Ring Pop. These lollipop-inspired rings have been around for decades – and have even been featured in some weddings.

1980 – Big League Chew. Former Portland Mavericks left-hander Rob Nelson is the mastermind behind this unique, shredded gum. Baseball fans everywhere are still chewing on this, the #1 shredded gum in the world, every day.

1981 – Skittles. For over three decades, people have been tasting the rainbow every time they snack on these chewy, fruity candies.

1983 – Nerds. These tiny candies are offered in several fun flavors, like Grape and Apple Watermelon, and have been a beloved treat for years.

1985 – Sour Patch Kids. Originally called “Mars Men,” these little guys have been sour-then-sweet for decades – and have even inspired a few UFO sightings.

1986 – Airheads. Candy fanatics have been chewing on these long pieces of taffy-like sweets since 1986, and today they are offered in a wide variety of flavors.

1986 – Push Pop. No trip to the store with your parents was ever complete without purchasing one of these babies at checkout. For some reason, even though your fingers were eventually covered in sticky lollipop slime, these never grossed you out. The best part was putting the cap back on to save the rest for later.

1993 – Hershey’s Cookies ‘n’ Crème. This fan favorite combines two incredible flavors into one cookie bar. White chocolate surrounding tiny cookie bits is a combination even the healthiest eaters can’t resist.

1995 – Starburst Jellybeans. Modeled after the OG Starburst candies, these jellybeans were released only two decades ago and quickly became a favorite – especially around Easter.

Stay tuned for Part 3, which has more birth year candies (and if you missed it, Part 1, Baby Boomer candy).

If you’re interested in joining one of our upcoming estate planning workshops just click here to RSVP.

Jeffrey Bellomo, Esq.

 

Excerpted and adapted from Shana Lynch in Redbook Magazine.

 

Here's What Candy Came Out the Year You Were Born – Baby Boomer Edition

Smarties-991229_640After seven decades of sweet, salty, and sour goodness, we have info on which candy came when. This segment will address candy from the Baby Boomer generation (1946-1964).

1941 – M&M’s. These little candies have a colorful origin story. During the Spanish Civil war, Forest Mars, Sr., son of the inventor of the Milky Way, witnessed soldiers eating small chocolate beads covered in hard sugar shells and was inspired. Chocolate sales typically dropped during the summer when temperatures rose, and Mars was excited at the idea of inventing a product that wouldn’t melt. He and Bruce Murrie, son of Hershey executive William Murrie, joined together to create the original M&M’s (Mars + Murrie = M&M). In 1941, Mars received a patent for his product and began mass-producing the little chocolate in Newark, NJ. They were originally sold in tubes, shelled in brown, red, orange, yellow, green, and violet coatings, and only available to soldiers in the war. The candies were first stamped with a black “M” in 1950, which later changed in 1954 to the iconic white “M” we know today.

1945 – DOTS Gumdrops. Boasting to be “America’s favorite, #1-selling gumdrop brand” since its introduction in 1945, these chewy little guys have been beloved for over six decades. Tootsie makes over 4 billion DOTS each year and they still come in the same original flavors today as they did in the 1940s: cherry, strawberry, lemon, lime, and orange.

1947 – Bazooka Bubble Gum. Just looking at that picture brings the classic pink bubblegum taste to my mouth and has me humming, “Bazooka-zooka bubblegum…” Developed at the end of World War II in Brooklyn, New York, Bazooka Bubble Gum, with its Bazooka Joe comics inside, has been a classic chewing gum for decades.

1948 – Almond Joy.  While its partner candy bar Mounds has been around for almost a century, Almond Joy didn’t join the game until a little later. While Mounds were already becoming a classic among Americans, the demand for milk chocolate was increasing steadily, leading to the development of the Almond Joy candy bar.

1949 – Junior Mints. With a creamy mint filling covered in a chocolate shell, Junior Mints were named after a popular Broadway show, Junior Miss, that was on stages in the 1940s. Today, over 15 million Junior Mints are produced each day in Cambridge, MA.

1949 – Smarties.  Edward “Eddie” Dee, an English immigrant, moved to New Jersey in 1949 and founded Ce De Candy, Inc. From there, he began to create the candy wafer rolls we all know and love today. Today, Smarties are made 24 hours a day in factories in both Union, NJ and Newmarket, Ontario.

1952 – Pixy Stix.  In the 1930s, a fruit drink called “Frutola,” made of a Kool-Aid-esque powder that was mixed into water, was all the rage for kids. Eventually, it evolved into “Fruzola,” powdered sugar that came packaged ready with a spoon, erasing water from the equations. Naturally, kids loved this idea; they were allowed to eat straight-up sugar. The name “Pixy Stix” was first used in 1952, when the sugar from the Fruzola packets was packaged into straw-shaped containers. Today, Pixy Stix come in five sweet flavors (Grape, Maui Punch, Orange, Red, and Strawberry) and are still providing nightmares to parents everywhere.

1953 – Peeps.  Manufactured by Just Born, everyone’s favorite marshmallow chicks were created by hand until Bob Born joined the company in 1946. Since then, Peeps have been produced in Bethlehem, PA, using a machine, popping out a package of the cute little guys in only six minutes.

1958 – Candy Necklaces.  These strings of candy wafers were first introduced in 1958 and have been a classic at birthday parties and candy stores ever since.

1960 – Lemonheads. Using the same formula that produces Red Hots, these sweet and sour candies were first produced by the Ferrara Pan Company in 1960. The process is called “cold-panning,” in which candy pieces are tossed into revolving pans as color and flavor are added.

1960 – Starburst. These fruity, chewy candies were first launched in the U.K. in 1960, making their way over the Atlantic in 1967. The original flavors were strawberry, lemon, orange, and lime.

1962 – Now and Later. When these taffies were created in 1962, they were given their name based on the idea that you could enjoy some now and save some for later, but we think anyone who has ever opened a pack of these devoured them all right away.

1963 – SweeTARTS. These sugary, sour candies have been a favorite for candy-lovers for over four decades.

Stay tuned for more birth year candies.

And if you want to come to any one of our upcoming workshops on estate planning or elder law, just click here to RSVP for the best date that works for you!

Excerpted and adapted from Shana Lynch in Redbook Magazine.

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