Medicaid Crisis Planning

Medicaid differs among states when it comes to eligibility. Pennsylvania does not have an income cap limit or test for nursing home Medicaid. However, a person’s assets cannot exceed a certain amount called the Individual Resource Allowance, which changes yearly and is also based on income. However, the complexity to Medicaid comes from the extensive list of assets that are exempt from Medicaid like your home and vehicles, for determining eligibility. This figure is very low and alarming.

If the individual is married, it becomes even more complicated. For a married person to qualify for Medicaid, the spouse can only keep half the couple’s assets up to the Maximum Community Spouse Resource Allowance, which changes yearly. However, there are ways to protect 100% of the assets for the community spouse. But it is essential that a couple get advice from an Elder Law Attorney to discover your best planning strategies to protect assets and still qualify for Medicaid.

There are multiple rules and laws that need to be considered and interpreted for effective planning and qualification for Medicaid benefits. Our office can guide you in navigating this process. We have an experienced department that aims to make this process as simple as possible for all of our clients, ensuring that the laws and rules are interpreted and explained in language the average person can understand. But more importantly that we get you qualified for benefits as quickly as possible.